Critical Illness Insurance (CI) pays
you a tax-free amount (eg. $100,000) if
you are diagnosed with a heart attack,
stroke, or life-threatening cancer.
• 1 in 9 Women in Canada will be diagnosed with Breast Cancer
• 1 in 4 Canadians will develop Heart Disease
• 50% of Heart Attack victims are under age 65
• 50,000 Canadians suffer a stroke each year
Advances in medicine have greatly improved the changes of surviving a critical illness. Without a CI policy, could your family finances survive?
• 1 in 9 Women in Canada will be diagnosed with Breast Cancer
• 1 in 4 Canadians will develop Heart Disease
• 50% of Heart Attack victims are under age 65
• 50,000 Canadians suffer a stroke each year
Advances in medicine have greatly improved the changes of surviving a critical illness. Without a CI policy, could your family finances survive?
Disability Insurance (DI) is paycheque
insurance. If you are injured and
cannot work, then DI pays you a monthly
income until are you are able to go
back to work.
• 15.5% of Canadians reported some level of disability
• At age 32, a disability of 3 months or longer is 600% more likely to occur
than death
• 52% of working age Canadians with disabilities are unemployed
• Women with a disability are particularly hard hit with more than half
receiving less than $5000 income per year
Is your paycheque secure? Protect it with Disability Insurance.
• 15.5% of Canadians reported some level of disability
• At age 32, a disability of 3 months or longer is 600% more likely to occur
than death
• 52% of working age Canadians with disabilities are unemployed
• Women with a disability are particularly hard hit with more than half
receiving less than $5000 income per year
Is your paycheque secure? Protect it with Disability Insurance.
Dying without a will ("intestate") is a
big mistake that you can avoid today.
If there is no legal will to direct the
affairs of your estate, the government
will decide on who should be appointed
administrator, perhaps against your own
liking.
In British Columbia, if a married person dies without a will and the estate exceeds $65,000:
1. The first $65,000 goes to the surviving spouse
2. The remainder is divided so that 1/3 goes to the surviving spouse and the other 2/3 is divided evenly amongst any children.
Is this really what you want? Find out how to ensure your final wishes are followed.
In British Columbia, if a married person dies without a will and the estate exceeds $65,000:
1. The first $65,000 goes to the surviving spouse
2. The remainder is divided so that 1/3 goes to the surviving spouse and the other 2/3 is divided evenly amongst any children.
Is this really what you want? Find out how to ensure your final wishes are followed.